Our Dental Programs

Delta Dental of Oklahoma understands that no two companies share the exact same benefit needs, so we’ve developed products that offer a variety of benefit levels and options. Our insured plans are based on our extensive participating dentist networks, Delta Dental Premier and Delta Dental PPO. The bottom line – small group or large, with employees in Oklahoma or across the nation, Delta Dental has a plan to fit your group’s needs.
 

Enrollment Materials

 


Delta Dental PPO

Delta Dental PPO gives members access to the nation’s largest PPO network, providing quality dental benefits at great cost savings.
 

  • Out-of-pocket costs are typically the lowest of all plans.
  • Members may select a dentist from the Delta Dental PPO network which eliminates balance billing (subscribers are responsible for their deductible and coinsurance amounts).
  • Delta Dental PPO dentists file claims directly with DDOK on behalf of the subscriber.
  • The Delta Dental PPO network is one of the largest dentist networks in Oklahoma and nationwide.
  • Employer groups can customize benefits to meet their budget and employee needs.
  • While out-of-pocket costs are typically lower when using a PPO provider, members may also visit a Delta Dental Premier provider (or any licensed dentist they choose).
  • All plans, including Delta Dental PPO, come with live, local customer service from our courteous and professional Oklahoma-based representatives.


Delta Dental PPO – Plus Premier

Delta Dental PPO – Plus Premier combines the Delta Dental PPO and Delta Dental Premier networks for extensive dentist network access.
 

  • Delta Dental PPO – Plus Premier plans provide two networks for maximum access and savings opportunities.
  • Members may select a dentist from either the PPO or Premier network which eliminates balance billing (subscribers are responsible for their deductible and coinsurance amounts).
  • Delta Dental PPO and Premier dentists file claims directly with DDOK on behalf of the subscriber.
  • The Delta Dental PPO network and the Delta Dental Premier network are two of the largest networks in Oklahoma and nationwide.
  • Greater network savings are available when utilizing a PPO provider. Employer groups can customize benefits to meet their budget and employee needs.
  • All plans, including Delta Dental PPO – Plus Premier, come with live, local customer service from our courteous and professional Oklahoma-based representatives.


Delta Dental PPO – Point of Service

Delta Dental PPO – Point of Service provides a solution to the dental needs of employees and their dependents while meeting the ever-changing budgetary demands of employers.
 

  • Delta Dental PPO – Point of Service uses two networks, Delta Dental PPO and Delta Dental Premier, for maximum access and savings opportunities.
  • Provider reimbursement is based on the network utilized.
  • Members may select a dentist from either the PPO or Premier network with no balance billing (subscribers are responsible for their deductible and coinsurance amounts).
  • Delta Dental PPO – Point of Service provides enhanced benefits and increased savings when utilizing a PPO provider.
  • Delta Dental PPO and Premier dentists file claims directly with DDOK on behalf of the subscriber. Employer groups can customize benefits to meet their budget and employee needs.
  • All plans, including Delta Dental PPO – Point of Service, come with live, local customer service from our courteous and professional Oklahoma-based representatives.


Retiree Conversion Program

Through our Retiree Conversion Program, Delta Dental provides a simple process for retiring employees to continue their dental benefits at no cost to your group.
 

  • Employees currently enrolled in your dental plan continue their quality dental benefits upon retirement by converting to an individual retiree dental plan.
  • Dependents of the retiree must be enrolled at that time.
  • Payments are made monthly via a DDOK draft from the retiree’s checking or savings account or by a one-time payment for the calendar year.
  • A rate adjustment, if necessary, would occur in January of the fiscal year.
  • Retiree Conversion Enrollment Forms are to be completed and submitted to our office within 30 days of the retiree leaving your employment.
  • All plans, including our retiree programs, come with live, local customer service from our courteous and professional Oklahoma-based representatives.


 

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